Attention homeowners: Real estate appraisal services for in Highland and Utah County

Check out the top seven reasons UT homeowners call on M.S. Mitchell & Associates Inc.:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce your mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in Utah County or the state of UT

Need help deciding the price of your house in or near Highland, UT?
Contact M.S. Mitchell & Associates Inc..

At M.S. Mitchell & Associates Inc., we understand the special needs of a customer seeking appraisal services. Our customary business clients understand the appraisal process and the usual documents we provide. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at M.S. Mitchell & Associates Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. M.S. Mitchell & Associates Inc. is experts in helping people just like you delete unwanted and unneeded PMI insurance.

Challenging Utah county's assessment of your property

If you live in an area that is going down or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from M.S. Mitchell & Associates Inc. is your number one weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. M.S. Mitchell & Associates Inc. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd like to have a seasoned expert double-check it for accuracy or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? M.S. Mitchell & Associates Inc. offers field reviews where we'll go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.